Powered by Multitude
We provide easy-to-use and high-quality everyday banking services for everyone.
We add financial flexibility to your everyday life
What if everyday financial matters could be handled much easier? At Multitude, we want to make everyday banking less stressful and more exciting. We want to support you from learning how to manage your everyday finances to making your financial dreams come true.
We believe that digitalization is also the future of banking and finance. That's why we have developed the best mobile and online banking experiences together with our customers.
Multitude Bank is part of the Multitude AG group.
Our values
Expertise
Expertise through continuous learning, clear operating models and taking responsibility.
Innovation
Innovation, which encourages new ideas, supports learning through trial and error, and ensures competitiveness.
Customer centricity
Customer-oriented everyday financial management solutions and services that enable our customers' success.
Ethical principles
According to our ethical principles, we create trust and loyalty among both customers and employees.
Responsible lending
As a responsible lender, we always ensure that the customer's payment capacity is not exceeded.
We are completely transparent about all loan costs, so you can use our services without worrying about any surprising hidden costs.
Our products & Services
Flexible credit
An easy-to-use and flexible credit limit for everyday surprises and purchases, which you can use as needed without a new application. Manage and withdraw credit conveniently through MyAccount
Credit Card
The Ferratum credit card is a digital Mastercard® you can use from your smartphone worldwide, allowing secure payments in stores and online with quick activation.
Savings & Term Deposit
Ferratum savings products offer competitive interest rates for savings accounts and term deposits with deposit protection, helping your money grow safely.
Banking Services
Ferratum’s banking services include a free mobile app, versatile card solutions, and interest-bearing accounts, all managed easily through digital banking.