Ferratum credit card
Ferratum virtual Mastercard card for everyday use
€4000 credit limit
Card directly to your phone and ready to use
Instant credit-to-account transfers according to your needs
Example: €4,000 loan, variable nominal interest rate 17.50% (reference interest rate according to the Interest Act 2.50% + 15.00% margin), effective annual interest rate 26.52% (including a €12 monthly payment). Repayment in 12 monthly installments, €377.77/month, credit costs share €533.22, of which €389.22 interest and €144.00 expenses. Total cost €4,533.22.
Ferratum credit card
The Ferratum credit card is an affordable digital Mastercard® credit card on your smartphone that you can carry with you everywhere.
Pay for your purchases in-store with Apple Pay, contactless payment or Mastercard® credit securely at over 30 million stores.
Ready to use in minutes
Apply, activate and start shopping with your new Ferratum credit card in minutes. Because life is too short to wait.
For more information, see our price list and service description.
Better for the planet
Virtual card reduces plastic waste. The world produces over 400 million tons of plastic waste annually. The planet benefits from reducing the amount of plastic.
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Flexibility & protection everywhere
With the Ferratum credit card, you can take your shopping to the next level at over 30 million stores online and around the world.
Free zero liability insurance protects you if someone uses your card illegally.
Get your credit card in 3 steps
1. Start a credit card application
2. You will receive a credit decision within minutes
3. Your virtual credit card is waiting for you in the Ferratum app
Who can apply for a credit card?
When applying for a Ferratum credit card, please ensure that you meet the following requirements:
Age at least 22 years Continuous employment for at least six months Regular monthly income of at least 1,600 euros Good creditworthiness