Banking services at Ferratum
Ferratum offers fully digital banking services you need, from a free mobile app to a versatile credit card.
Credit and debit cards for all needs
No monthly or annual fees
1.00% interest on your current account
Up to 3.00% interest on your savings
Ferratum Mastercard
Ferratum Mastercard is an affordable virtual credit card that goes with you on your smartphone wherever you go. Benefit from an extended interest-free payment period of up to 60 days, giving you more time than ever before.
When you apply for a combination of a credit card and a free banking app, you can get a virtual credit card in just a few minutes.
Virtual and physical bank card
Ferratum and Mastercard® together offer a completely virtual debit card. Do you also need a physical debit card? You can! You can order your Ferratum Mastercard® debit card in the app, and the card will be delivered directly to your home.
Get a virtual and physical debit card with a free banking app, or choose a combination of a credit card and a free banking app.
Save and make your dreams come true
At Ferratum, we believe that your money should earn more for you. That's why the money in your current and savings accounts earns interest even while you sleep. You can choose from several options that best suit your needs and earn up to a whopping 3.00% interest on your savings.
Get a free banking app or a combination of a credit card and a free banking app and you'll be able to benefit from truly amazing interest rates.
Protect your assets and be confident
Lock your card in the app, use it safely online and in stores, and feel secure with bank deposit protection for your savings up to EUR 100,000.
Ferratum is part of the Multitude Group AG, which has served over 2 million customers in 23 countries since 2005.